Use of this site is offered to you on your acceptance of these Terms of Use, our Disclaimer, Copyright notice, Privacy & Cookies notice and any other notices posted on this website. Your use of this website or of any content presented in any and all areas of the site indicates your acknowledgment and agreement to the legal terms and other notices posted on this site. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use our services, or website. We suggest you print a copy of each of these documents for your records.

We shall have the right, at our sole discretion, to modify, add or remove any term of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this site. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this site following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on 2 August 2011.

You agree to follow all applicable laws and regulations when using this site. You are responsible for all electronic communication and content sent from your computer and furthermore, you agree that you shall not:

(a) upload, post or otherwise transmit through or to this website any content that:
(1) – is unlawful, abusive, threatening, harmful, obscene, lewd, offensive, defamatory or otherwise objectionable;
(2) – might infringe the intellectual property rights, privacy rights, rights of publicity, or other proprietary rights of others;
(3) – contains any viruses, trojan horses, time bombs, or any other harmful programs or elements;

(b) disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of our site, its computer systems, servers or networks;

(c)provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message or other communication;

(d) try to collect information about other visitors to our website without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses;

(e) sell access to or the use of this website, including any content contained on, downloaded or accessed from this site OR redistribute any content, including data, provided by us in any manner whatsoever including by means of printed publication, fax broadcast, web pages, e-mail, web newsgroups or forums, or any other electronic or paper-based service or method.

These Terms of Use, and your use of this website, shall be governed by and construed in accordance with English law.